IRA Rates

As of January 21, 2025

Interest rates may change weekly!
Term	Minimum Deposit	Rate	APY*
31 - 179 Days	$50.00	0.050%	0.050%
180 - 364 Days	$50.00	0.050%	0.050%
5 Months***	$5,000.00	3.560%	3.600%
12-17 Months	$50.00	0.050%	0.050%
14 Months**	$5,000.00	3.060%	3.100%
18-23 Month	$50.00	0.050%	0.050%
21 Months**	$5,000.00	2.580%	2.605%
24-29 Months	$50.00	0.050%	0.050%
30-35 Months	$50.00	0.050%	0.050%
36-47 Months	$50.00	0.050%	0.050%
48-59 Months	$50.00	0.050%	0.050%
60 months or more	$50.00	0.050%	0.050%
Starter Savings - 12 month****	$1,000.00	3.800%	3.850%

* APY = Annual Percentage Yield

** BNB Checking Account Required

*** Interest Paid at Maturity & BNB Checking Account Required

****Max deposit $5,000. Limited to one per person.

A substantial interest penalty is payable upon early withdrawal.