Account Finder Wizard

Business Employees - Health Savings Account (HSA)

This account includes the following.

• Minimum required to open - $100.00
  
• Minimum daily collected balance to avoid service charge - $300.00
  
• 6 free withdrawals per month, each additional - $15.00 each
  
• Direct Deposit available
  
• Automatic savings plan & loan payments available
  
• Unlimited deposits

Non Profit/Estate/Trust/Club or Organizational Account

This account includes the following.

• Minimum deposit to open - $100.00
  
• No minimum balance after opening
  
• No monthly maintenance fee
  
• First 25 debit/check items and first 100 deposited items per month are processed FREE
  
• Charge for additional debit or credit item is $0.25 per item
  
• Free Total Access online banking
  
• Free EXPRESS 24-hour phone banking
  
• Itemized Statement
  
• Optional Check Images with statement - $5.00/month
  
• Optional Check Images with e-statement - $2.00/month
  

Business Best Checking

This account includes the following.

• Minimum daily collected balance to avoid monthly Maintenance Fee is $1,000
  
• First 250 items processed per month FREE - (each additional item over 250 - $0.30/each)
  
• Free Total Access online banking
  
• Free EXPRESS 24-hour phone banking
  
• Optional Check Images with statement - $5.00/month
  
• Optional Check Images with e-statement - $2.00/month
  
• ACH option for direct deposit/debit - $15.00/month (which includes 100 free transactions/month, $0.30/ea. additional)
  
• Power Pay online bill payment - $5.95.mo, (which includes 10 free transactions - additional transactions are $0.35 each)

Business Analysis Checking

This account includes the following.

• Minimum deposit to open - $100.00
  
• Monthly maintenance fee may be offset by earnings credit on account balance. (Earnings credit rate is variable and subject to change.)
  
• Monthly Maintenance Fee $ 12.50
  
• Unlimited check writing
  
• Monthly transaction fees:
  
• Deposits posted (each) - $0.35
  
• Checks/debits posted (each) - $0.15
  
• For deposited item fees and other fees - contact a banker
  
• Free Total Access online banking
  
• Power Pay Online Bill Payment - $ 5.95/mo
  (Includes 10 free transactions per month, then $.35/each thereafter)
  
• Cash Management services available
  

Personal - Health Savings Account (HSA)

This account includes the following.

• Minimum required to open - $100.00
• Minimum daily balance to avoid Maintenance Fee is $300.00
• Six free withdrawals per month, each additional - $15.00 each
• Direct Deposit available
• Automatic savings plan & loan payments available
• Free Total Access online banking
• EXPRESS 24-hour telephone banking
• Quarterly and/or monthly statements dependent upon activity
  

Sensational 60's

This account includes the following.

• Monthly Statement
  
• Debit Card
  
• Internet Banking
  
• Must be 60 or older to open
  
• No Minimum Deposit to Open
  
• No Monthly Service Charge
  

UB 50+

This account includes the following.

• Unlimited transactions
  
• Automatic Savings Plan
  
• Debit Card Included
  
• Personalized, wallet style bank stock checks Included
  
• Money Orders and Cashier's Checks Included
  
• Notary Service Included
  
• Deficit Balance Transfer available
  
• Collection processing included
  
• Total Access online banking Included
  
• EXPRESS 24-hour phone banking included
  
• Itemized monthly statement with deposit and check images
  
• E-statement with images included
  

Simple Checking

This account includes the following.

• BNB Debit Card 
• Total Access online banking 
• EXPRESS 24-hour telephone banking 

Monthly Service Charge - $7.50*

*Service charge will be waived if minimum daily balance does not fall below $500.00.

Minimum required to open - $100.00

Signature Interest

This account includes the following.

• 1.00% APY on balances up to $25,000, 0.05% APY on balances over $25,000
  
• ATM Fees refunded up to $25.00 
  
• Bill Payment Included
  
• Debit Card Included
  
• E-Statements Included
  
• Total Access Internet Banking Included
  
• Unlimited check-writing
  
• Free EXPRESS 24-hour phone banking