Personal Checking
Brenham National Bank offers a variety of personal checking plans to suit all of your needs.
Visit with one of our Personal Bankers who will assist you in opening the account of your choice.
Signature Interest
Signature Interest is Checking with Interest.
Additional Features
- 1.00% APY on balances up to $25,000, 0.05% APY on balances over $25,000
- ATM Fees refunded up to $25
- Bill Payment - No charge
- Debit Card - No charge
- E-Statements - No charge
- Total Access Internet Banking - No charge
- Unlimited check-writing
- EXPRESS 24-hour phone banking - No charge
To receive 1.00% APY* interest and ATM Fee refunds each month, we ask that you fulfill our D.E.A.L.:
- Do 10 or more POS** Debit Card purchases that post and settle to the account during the measurement period.***
- E-Statement - Be enrolled in and receive e-statement notice of electronic delivery of monthly statement. Requires valid email address.
- ACH - have at least one 1 automatic payment (ACH) or Direct Deposit post and settle to the account during the measurement period.***
- Login to Total Access Internet Banking (requires initial enrollment) at least once during the measurement period.***
If you meet the conditions of the DEAL,
Interest of 1.00% APY* will be paid on balances up to $25,000, any amount in excess of the $25,000 will earn interest at a rate of 0.05% APY*.
ATM Fees up to $25.00 will be refunded at the end of the measurement period.
ATM Fees up to $25.00 will be refunded at the end of the measurement period.
If the conditions for the DEAL are not met,
- Interest will be paid at the rate of 0.025% APY* on the entire balance.
ATM Fees will not be refunded. - The interest rates are variable and subject to change.
- Purchases are counted on the day that they post and settle to the account.
*APY = Annual Percentage Yield
**POS = Point of Sale
***Measurement period for Signature Interest is the first day of the statement cycle to the last day of the statement cycle.
**POS = Point of Sale
***Measurement period for Signature Interest is the first day of the statement cycle to the last day of the statement cycle.
Simple Checking
Want a "Simple" checking with no hassles? This is the account for you!
Additional Features
- BNB Debit Card - No charge
- Total Access online banking - No charge
- EXPRESS 24-hour telephone banking - No charge
Minimum Deposit to open - $100.00
Monthly Service Charge - $7.50
Minimum Daily Balance to avoid Service Charge - $500.00
Ultimate 50+
A valuable package of premium banking services that rewards customers who are 50+ for having more of their total banking relationship with Brenham National Bank.
Additional Features
- Minimum balance required to avoid Monthly Maintenance Fee:
(Any combination of checking, savings or CD's (excluding IRA's) $5,000 Daily balance or $20,000 Average collected monthly balance)
Click here for current Ultimate 50+ Interest Rates
- Tier 1: $0 - $4,999.99
- Tier 2: $5,000 - $14,999.99
- Tier 3: $15,000 - $24,999.99
- Tier 4: $25,000 and above
- Tier 1: $0 - $4,999.99
- Unlimited transactions
- Automatic Savings Plan
- BNB Debit Card Included
- Free personalized, wallet style bank stock checks
- Free Money Orders and Cashier's Checks
- Free Notary Service
- Deficit Balance Transfer available
- Free Collection processing
- Free Total Access online banking
- Free EXPRESS 24-hour phone banking
- Itemized monthly statement with deposit and check images
- Free e-statement with images
Options:
- BNB Billpay Plus - online Bill Payment @ $ 5.95/mo
Designed for customers 60 or older who are on a limited budget looking for a simple, 'easy to use' account.
Do not want to use a debit card? We will help you order checks!
Get a FREE monthly paper statement!*
Additional Features
- FREE Monthly Statement*
- FREE Debit Card
- FREE Internet Banking
- Must be 60 or older to open
- No Minimum Deposit to Open
- No Monthly Service Charge
*$5.00 for check images with statement or $2.00 with e-statement.
Momentum Money Market
Momentum Money Market accounts combine great rates with convenient access to your funds.
Additional Features
- Transaction limitations: Up to six (6) withdrawals and pre-authorized transfers per statement cycle.
Additional transactions - $15.00 each. - Four interest tiers reward higher balances
Click here for current Momentum Money Market Interest Rates
- Tier 1: $0 -$999
- Tier 2: $1,000 - $4,999
- Tier 3: $5,000 - $19,999
- Tier 4: $20,000 and above
- Tier 1: $0 -$999
- Interest paid monthly
- Free Total Access online banking
- Free EXPRESS 24-hour phone banking
- Itemized statement with deposit & check images
Fees:
- Monthly Maintenance Fee - $10.00 if monthly minimum requirements are not met.
- Minimum daily balance to avoid monthly Maintenance Fee is $2,500
Classic Money Market
Classic Money Market accounts combine great rates with convenient access to your funds.
Additional Features
- Transaction limitations: Up to six (6) withdrawals and pre-authorized transfers per statement cycle. Additional transactions - $15.00 each.
- Six interest tiers reward higher balances
Click here for current Classic Money Market Interest Rates
- Tier 1: $25,000 -$49,999
- Tier 2: $50,000 - $74,999
- Tier 3: $75,000 - $99,999
- Tier 4: $100,000 -249,999
- Tier 5: $250,000 -$499,999
- Tier 6: $500,000 and above
- Tier 1: $25,000 -$49,999
- Interest paid monthly
- Free Total Access online banking
- Free EXPRESS 24-hour phone banking
- Itemized statement with deposit & check images
Fees:
- Monthly Maintenance Fee - $25.00 if monthly minimum requirements are not met.
- Minimum daily balance to avoid monthly Maintenance Fee is $10,000
Health Savings Account
A High Deductible Health Plan, paired with a Health Savings Account (HSA) from Brenham National Bank is a great way for you to save money on you and your family's healthcare costs. A Brenham National Bank HSA offers a new way to make tax-exempt contributions to pay for current and future qualified medical expenses. Please consult with a tax advisor for additional information.
HSA Includes:
- Free Debit Card
- Free E-Statements
- Free Internet Banking
- Monthly Fee - $2.00
To speak to one of our Personal Bankers
- In Brenham or Chappell Hill - call 979-836-4571.
- In College Station - call 979-693-9852.
The terms set forth in the "Rules & Regulations Governing Accounts" covers the operation of deposit accounts at Brenham National Bank. This disclosure is available from any Banker.
